Insurances

MOTORCYCLE AND OFF-ROAD VEHICLE


Our motorcycle customers enjoy their Freedom to Ride

Season after season, we keep our motorcycle riders on their bikes and on the road. Learn more inside about why Progressive is the #1 insurer of motorcycles in America, or visit progressiveagent.com for information on Progressive.

There are 6.1 million miles of road in the United States.


Explore a few, or a few thousand. With Progressive, you’ll have the coverage, expertise and options that keep you on your bike more, for less.

Gear-headed, service-minded

From cruisers to trikes, factory to custom, Progressive claims specialists know and ride bikes of every make and model. Our know-how helps us manage your claim from start to finish and get your bike fixed right and back on the road fast.

On the road or stored away

Ride where you choose, when you choose. You decide. All-season coverage lets you choose what’s possible.

The art of motorcycle maintenance

Get a hand on the side of the road anywhere with around the clock Roadside Assistance, and manage your account preferences with a call or click, day or night, at 1-800-PROGRESSIVE or progressive.com.

Savings and discounts

Pay a little more for quality gear. Pay a little less for quality insurance. We offer a variety of low rates and discounts when you purchase and renew your coverage from Progressive. With motorcycle insurance coverage from Progressive, you can choose how much and what kind of coverage your bike needs—at a reasonable price.

The basics you may need


Bodily Injury and Property Damage Liability (BI/PD)

—BI/PD covers you if you’re at fault for an accident that injures another person or damages someone’s property, up to the limits you select.

Comprehensive and Collision

—These coverages pay to repair or replace your motorcycle if it’s stolen or damaged in an accident, regardless of who is at fault. For each coverage, you select a deductible that you pay out of pocket. We pay for the remaining damage.

Uninsured/Underinsured Motorist (UM/UIM)

—When the person at fault for an accident doesn’t have insurance or doesn’t have enough insurance, UM/UIM will cover your injuries and damages that the at-fault party is legally liable for, such as medical treatment.

Medical Payments

—Medical Payments covers the cost of necessary medical care you receive as the result of a motorcycle accident and can be used regardless of who is at fault. Medical Payments often is limited to medical treatment received within the first three years after an accident. In some states, Medical Payments only applies after other medical insurance is exhausted.

The customization you’ll want


Accessory Coverage

—When you purchase Comprehensive or Collision motorcycle insurance coverage, $3,000 of Accessory coverage for your custom parts and equipment is included in most states. Up to $30,000 of additional Accessory coverage can be purchased.

Disappearing Deductibles

—Disappearing Deductibles provide a reduction of 25 percent in Comprehensive and Collision deductibles for each claim-free policy period. When the fourth consecutive claim-free policy period is reached, the deductible will be $0.

Roadside Assistance

—If your motorcycle breaks down within 100 feet of the roadway, you’ll either receive necessary labor at the time and place of disablement or be towed to the nearest qualified repair facility. This service is Sign and Drive, meaning no out-of-pocket expenses. Best yet, it costs only $10 per year and covers the following:

  • Mechanical or electrical breakdown
  • Dead battery
  • Flat tire
  • Lockout
  • Insufficient supply of fuel, oil, water or other fluids
  • Entrapment in snow, mud, water or sand


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